Coronavirus is still very much in full force with no vaccination as of yet – and one suspected to be available in around 12 months time. During this time there is a lot of uncertainty, not just with how we will resume everyday life but also with not knowing whether your loved ones are going to be okay during this pandemic. 

It has been reiterated a lot to us that those who are elderly and those with pre-existing conditions are more likely to feel the full effects of COVID-19 – but what will happen if it does come to the worst for your loved one. Hopefully, they have put in place a power of attorney – someone who can take charge of their affairs. If not, we will tell you exactly why you should be considering it.

A power of attorney can be one or multiple people who can “jointly” make decisions or “jointly and severally” make decisions together and some individually. For example, this can be over money or where you live. 

There are different types of power of attorney too including lasting power of attorney and enduring power of attorney.

Lasting power of attorney is made up of two parts – personal welfare and property and financial affairs. 

Personal welfare gives your attorney the power to make decisions about your daily routine, medical care, moving into care and life-sustaining medical treatment. This type however, can only be used if you are unable to make your own decisions.

Property and financial affairs can allow you to give your attorney the power to make decisions about money and property including managing your bank accounts, bills, pension and other benefits.

Enduring power of attorney is different. It allows you to only deal with property and financial affairs and not personal welfare issues too.

To get a power of attorney set in place the best option is to contact solicitors Chester who will make sure you have exactly what you need and sort all the paperwork out for you.